It’s as tax efficient as KiwiSaver - without restrictions!

Fettle makes it easy for New Zealanders to invest in their health future.

Healthcare can be unpredictable. Your finances don’t have to be.

Fettle helps you plan ahead by building funds over time, so you can feel more confident and in control when it comes to your healthcare.

Your contributions are invested through the ACI Funds managed investment scheme (with investment management by Steward Group Asset Management)*. When you require healthcare, you can use your available funds to help cover the cost. So when the time comes, you’re ready.

Join Fettle Today
Contribute

Financially build your Health Pot in a way that suits you. You have the flexibility to choose the amount and frequency you want to contribute, and the strategy used to invest your money.

Pricing
Mature

Your contributions are invested through ACI Funds. As your fund is invested through the years, it is yours to use for your health as you need it.

Pricing
Withdraw

Access your Fettle Health Pot to help pay for healthcare. There are no restrictions to accessing your fund. You can withdraw all or part of your Health Pot at anytime to assist funding all or part of your healthcare.

Pricing
fettle
fettle
fettle

Your Healthcare Dashboard

Your healthcare dashboard provides a snapshot of key information, to give you up to date information on your Health Pot. You can view your Healthcare Map, book with our Affiliated Provider Network, and view any progress in your investment against goals and any important milestones.

Learn More

Fettle empowers you to take control of your healthcare journey.

How it works

Start investing now for your future. Why not add Fettle as a compliment to your current health insurance, so you can give yourself the best plan for your health future.

How it works

We’re taking the lead in healthcare technology. The Fettle member site is easy to access and use, and makes managing all your healthcare requirements straightforward and flexible.

How it works
Our clients say

It’s just a far smarter way to understand my healthcare needs and fund the care when I need it.

Janine P.

They don’t just talk the talk, they really walk my healthcare journey with me.

Fiona M.

Our Partners
*Fettle is not the issuer of the ACI Funds and does not provide financial advice. Fettle is a health membership service that connects its members with the relevant providers to create an opportunity for its members to invest their money for their future health needs.
Your contributions are invested directly into your selected investment option of ACI Funds, which is a managed investment scheme issued by FundRock has appointed SGAM as the investment manager of the scheme . Fettle does not receive or hold any money on behalf of Fettle service users – all contributions are made directly through ACI Funds. Further information on ACI Funds can be obtained through the ACI Funds website or on the Disclose Register (offer number 13507 and scheme number 13499). Investing money involves risk. It is not guaranteed that your investment will grow, it may decrease in value and you might lose some or all of the money you invested. See the ACI Funds website and the Product Disclosure Statement for further detail on the risks involved. You may need to supplement your fund to cover the costs of your healthcare should you not have enough available. Nothing on this website should be taken as a recommendation to invest in any financial product. Before making any investment decisions we recommend that you obtain financial advice from a licenced provider.