Welcome to Fettle

Fettle makes it easy for New Zealanders to invest in their health future.

Fettle provides access to the ACI Fund’s managed investment scheme (managed by Stewart Group Asset Management)*, and is designed to help you and your family fund your ongoing healthcare. Fettle provides a supported healthcare journey, using the best technology, to help prevent and prepare for health ailments, and promote a healthy lifestyle in the first instance. We negotiate the best price for your healthcare with affiliated healthcare providers, providing required healthcare at better prices.

Get Started

How it works

Your Fettle health account is yours.

You have the flexibility to choose the amount and frequency you want to contribute, and the strategy used to invest your money.

As your fund is invested through the years, it is yours to use for your health as you need it. There are no restrictions to accessing your fund. You can withdraw all or part at anytime to help fund your healthcare needs. You can use any money you have available in your fund, which may be enough to fund all or part of your healthcare.

You can decide on the level of your contributions following a comprehensive review of your current health status and potential future health needs by our clinical team.

You’re free to increase, decrease or put your contributions on hold to suit your circumstances. Most importantly because your money remains invested once you stop contributing, your fund has the potential to keep growing, until you need it, or may fluctuate down depending on the market.*

You can add family members to your membership at any time, giving them access to the fund for their healthcare.

And, just for being a Fettle member, we negotiate the best prices for your healthcare with our Affiliated Providers.

How it works
The Process

Follow the steps below to join and start contributing to your investment fund


Your Healthcare Dashboard

Your healthcare dashboard provides a snapshot of key information, to give you up to date information on your Health Pot. You can view your Healthcare Map, book with our Affiliated Provider Network, and view any progress in your investment against goals and any important milestones.

Learn More
Our clients say

It’s just a far smarter way to understand my healthcare needs and fund the care when I need it.

Janine P.

They don’t just talk the talk, they really walk my healthcare journey with me.

Fiona M.

Our Partners
*Fettle is not the issuer of the ACI Funds and does not provide financial advice. Fettle is a health membership service that connects its members with the relevant providers to create an opportunity for its members to invest their money for their future health needs.
Your contributions are invested directly into your selected investment option of ACI Funds, which is a managed investment scheme issued by FundRock NZ Limited who has appointed Stewart Group Asset Management Limited as its investment manager.
Fettle does not receive or hold any money on behalf of members – all contributions are made directly through ACI Funds. Further information on ACI Funds can be obtained through the ACI Funds website or on the Disclose Register (offer number 13507 and scheme number 13499).
Investing money involves risk. It is not guaranteed that your investment will grow, it may decrease in value and you might lose some or all of the money you invested. See the ACI Funds website and the Product Disclosure Statement for further detail on the risks involved.
You may need to supplement your fund to cover the costs of your healthcare should you not have enough available. Nothing on this website should be taken as a recommendation to invest in any financial product. Before making any investment decisions we recommend that you obtain financial advice from a licenced provider.